Growing up I always assumed everyone has and will always have a car payment.  Every “budget” (more on that later) I ever had included car payment expenses.  I don’t know about you, but I like new cars.  I think back now to some of those decisions now and shake my head.  Like how a brand-new college graduate making $35K per...

No one wakes up and heads to work with the expectation they will lose their job that day.  With the world we live in this is a reality that exists.  So how can you prepare for an event like this so that if or when it happens you can keep the train on tracks?  It starts with having a fully...